Terms Of Use

The Holyoke Community Federal Credit Union website is offered to you conditioned on your
acceptance without modification of the terms, conditions, and notices contained herein. Your use of
the Holyoke Community Federal Credit Union website constitutes your agreement to all such terms,
conditions and notices.

Modification of these terms of use:

Holyoke Community Federal Credit Union reserves the right to change the terms, conditions, and
notices under which the Holyoke Community Federal Credit Union site/services are offered. You
are responsible for regularly reviewing these terms and conditions and additional terms. Your
continued use of the Holyoke Community Federal Credit Union site/services constitutes your
agreement to all such terms, conditions, and notices.

Personal and non-commercial use limitation:

Unless otherwise specified, the Holyoke Community Federal Credit Union site is for your personal
and non-commercial use. You may not modify, copy, distribute, transmit, display, perform,
reproduce, publish, license, create derivative works from, transfer, or sell any information,
software, products or services obtained from the Holyoke Community Federal Credit Union site.

Links to third party sites:

The Holyoke Community Federal Credit Union site/services may contain links to third party
websites (“Linked Sites”). The Linked Sites are not under the control of Holyoke Community
Federal Credit Union and Holyoke Community Federal Credit Union is not responsible for the
contents of any Linked Site, including without limitation any link contained in a Linked Site, or any
changes or updates to a Linked Site. Holyoke Community Federal Credit Union is not responsible for
webcasting or any other form of transmission received from any linked site nor is Holyoke
Community Federal Credit Union responsible if the Linked Site is not working appropriately.

Holyoke Community Federal Credit Union is providing these links to you only as a convenience, and
the inclusion of any link does not imply endorsement by Holyoke Community Federal Credit Union
of the site or any association with its operators. You are responsible for viewing and abiding by the
privacy statements and terms within the Holyoke Community Federal Credit Union site/services or
participation in promotions, conditions, warranties or representations associated with such
dealings for promotions, are solely between you and the advertiser or other third party. Holyoke
Community Federal Credit Union shall not be responsible or liable for any part of any such dealings
or promotions.

No unlawful or prohibited use:

As a condition of your use of the Holyoke Community Federal Credit Union site/services, you will
not use the Holyoke Community Federal Credit Union site/services for any purpose that is unlawful
or prohibited by these terms, conditions and notices. You may not use the Holyoke Community
Federal Credit Union site/ services in any manner which could damage, disable, overburden, or
impair any Holyoke Community Federal Credit Union site/service(s) (or the network(s) connected
to any Holyoke Community Federal Credit Union site/service(s)) or interfere with any other party’s
use and enjoyment of any Holyoke Community Federal Credit Union site/service(s).

You may not
attempt to gain unauthorized access to any Holyoke Community Federal Credit Unions site/service,
other accounts, computer systems or networks connected to any Holyoke Community Federal
Credit Union site/service, through hacking, password mining or any other means. You may not
obtain or attempt to obtain any materials or information through any means not intentionally made
available through the Holyoke Community Federal Credit Union site/services.
Service Contact: memberservices@hcfcu.org

Termination/Access Restriction:

Holyoke Community Federal Credit Union reserves the right, at its sole discretion, to terminate your
access to the Holyoke Community Federal Credit Union site/services and the related services or any
portion thereof at any time, without notice.
Holyoke Community Federal Credit Union may also terminate or suspend your access to Holyoke
Community Federal Credit Union site/service(s) for inactivity, which is defined as failing to log into
a particular service for an extended period of time, as determined by Holyoke Community Federal
Credit Union. Upon termination the Holyoke Community Federal Credit Union site/service, your
right to use the Holyoke Community Federal Credit Union site/service immediately ceases. Holyoke
Community Federal Credit Union shall have no obligation to maintain any content or to forward any
unread or unsent messages to your or any third party.

Copyright and trademark notices:

All Rights Reserved and/or its suppliers, 101 W Denver St, Holyoke, CO 80734.