Our Rates
Holyoke Community Federal Credit Union
Rates are subject to change
November 1, 2018
Type of Account
Current Rate
APY
Proposed Rate
APY
Min. Bal or < 0.25%
Passbook
0.40
0.40
0.40
0.40
$25.00
3 Month
0.65
0.65
0.65
0.65
$500.00
6 Month
1.15
1.16
1.15
1.16
$2,500.00
1 Year
1.65
1.66
1.65
1.66
$5,000.00
1 Year
1.70
1.71
1.70
1.71
$50,000.00
18 Month
1.70
1.71
1.70
1.71
$10,000.00
18 Month
1.75
1.76
1.75
1.76
$50,000.00
2 Year
1.85
1.86
1.85
1.86
$10,000.00
2 Year
1.90
1.91
1.90
1.91
$50,000.00
30 Month
1.90
1.91
1.90
1.91
$10,000.00
30 Month
1.95
1.96
1.95
1.96
$50,000.00
3 Year
1.95
1.96
1.95
1.96
$10,000.00
3 Year
2.00
2.02
2.00
2.02
$50,000.00
4 Year
2.00
2.02
2.00
2.02
$10,000.00
4 Year
2.05
2.07
2.05
2.07
$50,000.00
5 Year
2.15
2.17
2.15
2.17
$10,000.00
5 Year
2.20
2.22
2.20
2.22
$50,000.00
Kids’ CD (0-18yrs old) — 1 Year
2.00
2.02
2.00
2.02
$200.00
IRA
1.15
1.16
1.15
1.16
$50.00
HSA
1.15
1.16
1.15
1.16
$50.00
N.O.W.
0.15
0.15
0.15
0.15
$0.00
Money Market
1.00
1.00
1.00
1.00
$2,000.00
Money Market
1.05
1.06
1.05
1.06
$10,000.00