Our Rates
Holyoke Community Federal Credit Union
Rates are subject to change
January 2, 2019
Type of Account
Current Rate
APY
Proposed Rate
APY
Min. Bal
Passbook
0.40
0.40
0.40
0.40
$25.00
3 Month
0.65
0.65
0.65
0.65
$500.00
6 Month
1.15
1.16
1.15
1.16
$2,500.00
1 Year
1.65
1.66
1.65
1.66
$5,000.00
1 Year
1.70
1.71
1.70
1.71
$50,000.00
18 Month
1.70
1.71
1.70
1.71
$10,000.00
18 Month
1.75
1.76
1.75
1.76
$50,000.00
2 Year
1.85
1.86
1.85
1.86
$10,000.00
2 Year
1.90
1.91
1.90
1.91
$50,000.00
30 Month
1.90
1.91
1.90
1.91
$10,000.00
30 Month
1.95
1.96
1.95
1.96
$50,000.00
3 Year
1.95
1.96
1.95
1.96
$10,000.00
3 Year
2.00
2.02
2.00
2.02
$50,000.00
4 Year
2.00
2.02
2.00
2.02
$10,000.00
4 Year
2.05
2.07
2.05
2.07
$50,000.00
5 Year
2.15
2.17
2.15
2.17
$10,000.00
5 Year
2.20
2.22
2.20
2.22
$50,000.00
Kids’ CD (0-18yrs old) — 1 Year
2.00
2.02
2.00
2.02
$200.00
IRA
1.50
1.51
1.50
1.51
$50.00
HSA
1.50
1.51
1.50
1.51
$50.00
N.O.W.
0.15
0.15
0.15
0.15
$0.00
Money Market
1.00
1.00
1.00
1.00
$2,000.00
Money Market
1.05
1.06
1.05
1.06
$10,000.00