Rates

Rates are effective June 4, 2024.

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Model YearMaximum Term**APR* Rate Adjusts with Term
Newup to 84 monthsAs low as 6.50%
2020 - 2023up to 60 monthsAs low as 6.50%
2017 - 2019up to 48 monthsAs low as 6.50%
2016 - Olderup to 36 monthsAs low as 6.50%

Watercraft – ATV – Trailer

Model YearMaximum Term**APR* Rate Adjusts with Term
Newup to 84 monthsAs low as 8.25%
2020 - 2023up to 60 monthsAs low as 8.25%
2017 - 2019up to 48 monthsAs low as 8.25%
2016 - Olderup to 36 monthsAs low as 8.25%

Motorhome – Camper Trailer

TypeMaximum Term**APR* Rate Adjusts with Term
Less Than $25,000up to 60 monthsAs low as 8.25%
More Than $25,000up to 144 monthsAs low as 7.25%

Other

TypeMaximum Term**APR*
Signature Loan - Smallup to 24 monthsAs low as 12.00%
Signature Loan - Largeup to 48 monthsAs low as 11.00%
Share Loanup to 24 months2.00% above passbook rate
Share Loanup to 15 years3.00% above passbook rate
Certificate Loanup to 15 years2.00% above certificate rate
4-H Loans - Up To $4000.00up to 12 months6.25%
Mobile Home Loanup to 84 months - Used/70% LTV9.50%
Mobile Home Loanup to 144 months - Used/70% LTV9.50%
Overdraft Protection LoansOpen Ended14.50%
Credit Builder Loan - Studentup to 12 months$50.00 interest
Credit Builder Loan - Non-Studentup to 12 months$100.00 interest+ $35 CB Fee

Mortgage Loans

Please call us for current rates at 970-854-3109 in Holyoke or 308-882-6633 in Imperial.

*Rates quoted “As low as” Rate is determined by underwriting guidelines including member’s credit bureau score and term of the loan. Contact a credit union loan officer for details and more information at 970-854-3109 in Holyoke or 308-882-6633 in Imperial.

**Term is determined according to underwriting guidelines.

Please note that the rate for share and certificate secured loans may vary.

Rates do not include any fees if applicable.  Membership requirements and other fees may apply.

Rates and Terms are subject to change without notice. Some restrictions may apply.

Shares

Account TypeCurrent RateYield/APY*Minimum Balance
Passbook0.40%0.400%$25.00
Kid's Saver Club0.40%0.400%$5.00
Share Draft0.25%0.250%$0.00
Money Market1.20%1.207%$2,000.00
Money Market1.45%1.460%$10,000.00

*Annual Percentage Yield

IRA/HSA

Account TypeCurrent RateYield/APY*Minimum Balance
IRA2.0%2.018%$50.00
HSA2.0%2.018%$50.00

*Annual Percentage Yield

CD’s

TermCurrent RateYield/APY*Minimum Opening Deposit
3 month4.60%4.680%$500.00
6 month4.65%4.732%$2,500.00
12 month4.65%4.732%$5,000.00
12 month4.70%4.783%$50,000.00
15 month (rollover only)4.75%4.835%$10,000.00
15 month (rollover only)4.80%4.887%$50,000.00
16 month (rollover only)4.80%4.887%$10,000.00
16 month (rollover only)4.85%4.939%$50,000.00
18 month4.50%4.577%$10,000.00
18 month4.55%4.628%$50,000.00
24 month4.00%4.060%$10,000.00
24 month4.05%4.112%$50,000.00
30 month3.80%3.854%$10,000.00
30 month3.85%3.906%$50,000.00
36 month3.60%3.649%$10,000.00
36 month3.65%3.700%$50,000.00
48 month3.40%3.444%$10,000.00
48 month3.45%3.495%$50,000.00
60 month3.45%3.495%$10,000.00
60 month3.50%3.546%$50,000.00
Kid's CD - 12 Month (0-18 yrs old)5.10%5.100%$200.00

*Annual Percentage Yield

Rates are subject to change daily without notice.

You can obtain current rates by calling us at 970-854-3109 in Holyoke or 308-882-6633 in Imperial.

 

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