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Have you considered spending more time with the family in the great outdoors? The Holyoke Community Federal Credit Union/Imperial Credit Union have just lowered our interest rate to 6.5% on boats,  jet skis, and camper trailers. Call or stop by and talk with our loan officers to see if we can help you refinance any of your current loans or help you become the proud owner of a new boat, jet ski or camper trailer!   


An Individual Retirement Account (IRA) is an excellent tool for retirement savings. When it comes to long-term goals like retirement it can be hard to know where to start. The good news is we have the resources you need to develop a retirement savings strategy! Come talk to our IRA specialists! 


We are also excited to announce a new product/service offered called: Guaranteed Asset Protection (GAP). What is GAP? Guaranteed Asset Protection can help bridge the gap between what you owe on your vehicle & its' worth at the time of an accident or theft. If your vehicle is declared a total loss due to an accident or theft, most auto insurance policies will cover it up to the fair market value. But, what if you owe more than that to your lender or leasing company? That is when GAP coverage would be a HUGE benefit. GAP will not only pay the difference of the insurance settlement  loan balance but give you $1,000.00 for a down payment on the next vehicle you purchase with the credit union. 

Members who choose GAP will pay the fee up front, it will not be added to the loan. However, if there is enough equity in the vehicle, we can add it into the amount being borrowed. One single premium will purchase coverage on the term of the loan.

Come visit with our loan officers to find out more!



"If you want to touch the past, touch a rock. If you want to touch the present, touch a flower. If you want to touch the future, touch a life." ~Author Unknown