Simplify your life with a Credit Union Visa Check Card! This no fee convenience gives you purchasing power at VISA merchants and access to your account at ATMs around the world without ever having to write a check.
Unlike a credit card, funds are automatically deducted from your checking account when you complete a transaction.
Using your Visa Check/Debit Card is as easy as 1 -2 - 3
- Get Cash - up to $500 per day
- Check Balances
- Transfer Funds
- Choose the Debit Option
- Swipe your card and enter your PIN at point-of-sale merchant locations
- Get cash back at participating merchants
Signature or On-Line Transactions
- Choose the Credit Option
Save on surcharges and trips to the ATM by getting cash back when making a Debit purchase at many grocery stores and merchants like Wal-Mart and Target.
Cards are accepted where the Visa Check/Debit, Cirrus, Accel/The Exchange, and Star Logos are displayed.
There is no annual fee for this convenience. Credit union owned ATM’s are located at the credit union office in Holyoke at 101 West Denver St. and in Imperial at 517 Broadway.
Members can use these ATM’s without paying transaction fees or surcharges.
Apply for a card in the office or by calling 970-854-3109 or 308-882-6633.
Identity Theft Protection
Minimize Your Risk Of Becoming A Victim Of Identity Theft
When it comes to identity theft, you can't entirely control whether you will become a victim. But there are certain steps you can take to minimize your risk.
Don't carry your Social Security number card leave it in a secure place
Give your Social Security number only when absolutely necessary, and ask to use other types of identifiers. If your state uses your Social Security number as your driver's license number, ask to substitute another number. Do the same if your health insurance company uses your Social Security number as your policy number.
Order a copy of your credit report
An amendment to the federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit reports, at your request, once every 12 months.
To order your free annual report from one or all the national consumer reporting companies, visit www.annualcreditreport.com, call 877-322-8228, or complete the Annual Credit Report Request Form and mail it t Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can print the form from www.ftc.gov/credit.
Source: Federal Trade Commission, for more information and helpful tips, visit www.consumer.gov/idtheft. Debit Card Fraud Prevention and ATM Safety
There are several ways to reduce your exposure to fraud. Review this fact sheet for several safety tips to protect yourself.